Ben Parsons

Ben and his team have a combined 145 years of State Farm experience and are able to make things simple for their customers to understand when it comes to insurance AND help them save money! They love helping people feel better about their financial future by making smart insurance and financial decisions. He is a 15 year State Farm agent in Fort Collins, CO and a member of the prestigious Million Dollar Table organization which applies to the top 1% of all financial professionals in the world, as they always put their customer's interests first. His team enjoys helping people simplify their car and homeowners insurance needs and there are eight professionally licensed, full time team members with a focus on insurance relocations to Fort Collins. Ben is a proud supporter of the Fort Collins Rescue Mission, doing several food and clothing drives throughout the year. He enjoys helping business owners with their insurance needs. He is also a member of the Wellington Area Chamber of Commerce, and a graduate of Miami University (OH). He has State Farm experience since 2002 and is a proud resident of Fort Collins, CO. His office offers life insurance and they provide home and auto insurance to all of Colorado including Fort Collins, Timnath, Loveland, Wellington, Estes Park, Red Feather Lakes and many more. Call, email or stop by for a personal price plan right here in Fort Collins!

🚗🍂 With cooler weather arriving in Colorado, now is a great time to review your auto insurance and make sure your coverage still fits your needs. From falling leaves and wet roads to freezing temperatures, icy conditions, mountain snow, and sudden winter storms, Colorado drivers face unpredictable weather conditions that can increase the risk of unexpected accidents.

When reviewing your Colorado car insurance policy, take a closer look at important coverage options such as liability insurance, comprehensive and collision coverage, uninsured and underinsured motorist protection, medical payments coverage, and your current deductibles. Comprehensive coverage may also help protect your vehicle from certain non-collision incidents, such as hail damage, theft, vandalism, and weather-related damage, depending on your policy. If you’ve recently purchased a vehicle, changed your daily commute, added a driver, or experienced another life change, your current auto insurance coverage may need an update.

Not sure how much auto insurance coverage you need in Colorado or what your policy actually covers? Your local Colorado insurance agent can help you review your options, answer questions, and explain your coverage so you can make informed decisions. Whether you're commuting to work, traveling on Colorado highways, navigating busy city streets, heading into the mountains, or preparing for snowy and icy winter driving conditions, understanding your car insurance coverage is an important part of being prepared.

🍁❄️ Don’t wait until an accident or unexpected winter storm happens to find out what your policy covers. Take a few minutes to review your Colorado auto insurance now and make sure you and your vehicle are ready for the colder months ahead! 🚘

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.